Self-build finance
Fast, reliable mortgage solutions for your self-build
Mayflower Mortgages1 specialises in helping people finance their self-build, renovation or conversion projects. We’re self-build finance experts, and Planning Portal’s trusted mortgage partner. Connecting you with the right lenders, and helping you to save time, money, and stress at every step. Whether you’re just starting out or ready to apply, we’re here to help.
Get an instant quote (https://forms.mayflowermortgage.co.uk/mayflowermortgageandfinance/form/PLANINGPORTALSelfBuildAndDevelopmentCalculator/formperma/Go4kiVOfxXGihOuZyG3LFnyULG_uDb6VIkoopnAWAA8)
Get an instant quote- https://www.mayflowermortgage.co.uk/mayflower-planning-portal
Self-build mortgages
Tailored finance for new builds, with payments released as your project progresses.
- Up to 80% loan-to-value
- No early redemption penalties
- Funding for all modern methods of construction
- Exclusive products available
- Complimentary fully costed schedule of works
- Discounts available across national merchants
Get instant quote (https://forms.mayflowermortgage.co.uk/mayflowermortgageandfinance/form/PLANINGPORTALSelfBuildAndDevelopmentCalculator/formperma/Go4kiVOfxXGihOuZyG3LFnyULG_uDb6VIkoopnAWAA8)
Get instant quoteRenovation mortgages
Finance for major property improvements and structural changes.
- Suitable for uninhabitable or non-standard properties
- Based on post-renovation value
- Stage-release options available
- Up to 90% loan to end value of the property
- Complimentary fully costed schedule of works
- Discounts available across national merchants
Get instant quote (https://forms.mayflowermortgage.co.uk/mayflowermortgageandfinance/form/PLANINGPORTALSelfBuildAndDevelopmentCalculator/formperma/Go4kiVOfxXGihOuZyG3LFnyULG_uDb6VIkoopnAWAA8)
Get instant quoteConversion mortgages
Turn barns, offices or outbuildings into homes with conversion-specific lending.
- Works with unique or listed buildings
- Lending for Class Q
- Funding released in phases as work progresses
- Exclusive products available
- Complimentary fully costed schedule of works
- Discounts available across national merchants
Get instant quote (https://forms.mayflowermortgage.co.uk/mayflowermortgageandfinance/form/PLANINGPORTALSelfBuildAndDevelopmentCalculator/formperma/Go4kiVOfxXGihOuZyG3LFnyULG_uDb6VIkoopnAWAA8)
Get instant quoteWe’re the team behind thousands of successful self-builds
- Access to exclusive self-build mortgage products
- Fully costed schedule of works provided with every application
- Pre-CGI images to support planning and lender confidence
- Discount schemes across national building merchants, saving you thousands
- One-to-one support from a dedicated self-build advisor
- FCA regulated, 5-star rated, and trusted by Planning Portal users
Get instant quote (https://forms.mayflowermortgage.co.uk/mayflowermortgageandfinance/form/PLANINGPORTALSelfBuildAndDevelopmentCalculator/formperma/Go4kiVOfxXGihOuZyG3LFnyULG_uDb6VIkoopnAWAA8)
Get instant quoteOur 6-step process
- Start with an instant quote
- Speak to a Self-Build mortgage advisor
- Get matched with the right lender
- Secure an Agreement in Principle
- Submit your full mortgage application
- Ongoing support until completion
We’re self-builders helping self-builders. So we know what it takes to get your project funded fast.
Get instant quote (https://forms.mayflowermortgage.co.uk/mayflowermortgageandfinance/form/PLANINGPORTALSelfBuildAndDevelopmentCalculator/formperma/Go4kiVOfxXGihOuZyG3LFnyULG_uDb6VIkoopnAWAA8)
Get instant quote“A fantastic family run company who couldn’t be more helpful”
- Daniel
“Fantastic service. HIGHLY recommended”
- Dave
“If you are looking for build finance don’t bother looking anywhere else”
- Matthew
“I was given five star treatment & nothing was ever too much trouble.”
- Michelle
Frequently asked questions about self-build mortgages
Can I get a mortgage before I have planning permission?
In most cases, you’ll need planning permission before securing a self-build mortgage. However, in some situations we can approach a lender to underwrite the application in advance. The funds would then be released once planning is approved. You can book a free, no strings attached call with one of our experts if you want to understand if this could apply to your circumstances.
What’s the difference between a self-build and renovation mortgage?
Self-build mortgages are for brand new properties; renovation mortgages are for improving existing ones. Both have unique lending criteria.
How much deposit do I need for a self-build mortgage?
Typically between 15–25% depending on your lender and build type. Our team will help you assess the best options.
Do you work with unusual or non-standard properties?
Absolutely. We specialise in non-standard builds, conversions, and properties that high-street lenders often reject.
Is there a cost to get an initial quote or speak to an advisor?
No. Our instant quote tool is free to use, and our initial consultations come with no obligation.
Disclaimer
Mayflower Mortgage Solutions Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Your home may be repossessed if you do not keep up repayments on your mortgage. This information does not constitute financial advice and is provided for general guidance only. We recommend speaking to a qualified advisor to understand the best options for your individual circumstances.